
Ultimate Guide to Vendor Financing for Business Buyers
Vendor financing (seller financing) allows a business buyer to fund a portion of the purchase price—typically 10–15%, and sometimes more—directly from the seller, often with flexible terms like deferred or interest-only payments. It bridges financing gaps, preserves buyer cash flow during the riskiest transition period, and aligns seller and buyer incentives by tying part of the seller’s payout to the business’s ongoing success.










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