
How Accounts Receivable Financing Works
Accounts receivable financing helps businesses unlock cash tied up in unpaid invoices instead of waiting 30, 60, or 90 days to get paid. A lender typically advances 70% to 90% of the invoice value upfront, then releases the balance minus fees once the customer pays. It can be a fast way to improve cash flow, fund growth, or cover operating expenses, especially in industries with long payment cycles like construction, manufacturing, and logistics.












