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December 19, 2025
Non-Bank Lending Trends in SMB Acquisitions 2025
Non-Bank Lending Trends in SMB Acquisitions (2025) highlight a major shift in how deals are getting financed, with private credit, fintech lenders, and alternative capital sources now leading the market. Faster approvals, flexible structures, and AI-driven underwriting have made non-bank lenders the preferred option for many buyers, especially as traditional banks tighten standards. While this shift enables quicker closings and more creative deal structures, it also requires disciplined underwriting to balance speed with long-term risk.
