Equipment Loans
Finance new or used equipment to grow your operations without depleting working capital.
Apply for FinancingDiscover How This Solution Works for You
Discover how our financing solution can help you achieve your business goals
100% Financing Available
Finance the full cost of equipment with no down payment required for qualified borrowers.
Preserve Cash Flow
Keep your working capital intact while acquiring the equipment your business needs to grow.
Tax Benefits & Depreciation
Take advantage of Section 179 deductions and accelerated depreciation schedules.
Flexible Repayment Terms
Match loan terms to the useful life of equipment with options from 2 to 7 years.
Same-Day Pre-Approval
Get pre-approved quickly so you can negotiate with equipment vendors from a position of strength.
Equipment as Collateral
The equipment itself serves as collateral, simplifying the approval process.
From Application to Funding
A streamlined, transparent process designed to get you funded efficiently
Equipment Selection
Identify the equipment you need and obtain vendor quotes
Application
Submit financials and equipment details for review
Approval & Terms
Receive competitive terms matched to the equipment lifecycle
Funding & Delivery
Funds disbursed directly to the vendor upon delivery
Qualification Requirements
We work with businesses at various stages. Here's what we typically look for:
- Minimum 1 year in business
- Credit score of 620+
- Equipment must have a defined useful life
- Vendor quote or invoice required
- Demonstrated ability to service the debt
- Equipment must be for business use only
Equipment Loans
Invest in Your Operations
Ready to Equip Your Business?
Get pre-approved for equipment financing and start growing your operations today.