
Fed Holds Rates: What It Means for M&A and Business Buying in 2025
The Federal Reserve’s decision to hold rates at 4.25–4.50% impacts debt financing, valuations, and the timing of mergers and acquisitions. Buyers face a tight but stable lending environment, while sellers are increasingly open to creative deal structures. If rate cuts arrive in Q4 2025, business buyers and investors who prepare now can capture opportunities before competition and valuations rise.