Main Street To Mid-Street Acquisition & Financing News

Expert insights, funding strategies, and practical guidance for securing capital, financing growth, and navigating business acquisitions. Whether you're raising capital for expansion, restructuring debt, or exploring your first acquisition, our blog provides the knowledge and resources to help you succeed.

Growth
September 7, 2025

Small Business Investment ROI Calculator

The Small Business Investment ROI Calculator helps entrepreneurs evaluate the potential returns on business investments by factoring in initial costs, expected gains, and inflation. It provides a clearer picture of your investment’s future value and purchasing power, making it easier to weigh risks and rewards. Use it as a planning tool to make informed financial decisions before launching new initiatives or expanding operations.

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Growth
September 6, 2025

Debt Refinancing Calculator

A Debt Refinancing Calculator helps you compare your current loan terms against potential new ones to see if refinancing makes financial sense. By factoring in interest rates, repayment periods, and fees, it provides a clear picture of potential savings or extra costs. This tool simplifies complex calculations so you can make informed decisions before committing to a new loan.

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Growth
September 5, 2025

Business Acquisition Cost Estimator

The Business Acquisition Cost Estimator helps entrepreneurs understand the full financial picture when buying a business by calculating not just the purchase price but also closing costs, legal fees, due diligence expenses, and financing charges. By using default industry averages and customizable inputs, it provides a clearer view of total costs, helping buyers budget accurately and avoid unexpected surprises during the acquisition process.

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Growth
September 4, 2025

How to Build Trust With Investors Post-Fundraising

After a raise, trust is built by showing up with disciplined, predictable communication and clean numbers. Send structured monthly/quarterly updates, surface wins and misses candidly, and give investors self-serve access to metrics and documents via secure data rooms/dashboards. Personalize touchpoints and invite targeted input so they become engaged advisors—not just capital.

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Growth
September 4, 2025

Ultimate Guide to Risk Mitigation in Search Funds

The Ultimate Guide to Risk Mitigation in Search Funds explores how search fund operators can identify, manage, and reduce risks throughout the acquisition and ownership process. It covers key areas like operational, financial, regulatory, and human capital risks, offering frameworks for assessment and strategies like diversification, creative deal structuring, and governance systems. By leveraging technology, data-driven analysis, and platforms like Clearly Acquired, operators can make smarter decisions, streamline due diligence, and improve long-term success rates.

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Growth
September 3, 2025

SBA 7(a) Loan Calculator

The SBA 7(a) Loan Calculator helps business buyers and entrepreneurs estimate monthly payments, total interest costs, and repayment schedules before committing to financing. By adjusting loan amounts, terms, interest rates, and prepayment options, users can explore different funding scenarios and budget effectively. While the tool provides reliable estimates, actual terms may vary, so pairing it with lender consultations ensures accurate planning.

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Growth
September 3, 2025

Working Capital Benchmarks for SMB Acquisitions

Working capital benchmarks are critical in SMB acquisitions because they help buyers understand the true liquidity needs of a business and ensure smooth post-closing operations. By using normalized 12-month averages, industry-specific ratios, and negotiated working capital pegs, buyers can avoid cash shortfalls, structure fair deals, and maintain operational stability. AI-driven tools like Clearly Acquired streamline this process by automating benchmarking, flagging discrepancies, and providing real-time insights for smarter decision-making.

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Growth
September 2, 2025

Business Valuation Calculator

A business valuation calculator helps entrepreneurs and small business owners estimate their company’s worth by analyzing revenue, profit, industry multipliers, and growth potential. It’s an essential starting point for planning a sale, attracting investors, or evaluating opportunities for expansion. While not a substitute for a formal appraisal, it provides valuable insights to guide smarter financial and strategic decisions.

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Growth
September 2, 2025

How to Review Contracts After an Acquisition

After acquiring a business, reviewing contracts is critical to avoid unexpected risks and liabilities. Focus on high-impact agreements—customer, vendor, employment, and lease contracts—since they may contain change-of-control clauses, renewal deadlines, or termination triggers that could affect operations and revenue. A structured review process, supported by secure document organization and proactive renegotiation, helps ensure compliance, reduces financial exposure, and streamlines integration.

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Growth
September 1, 2025

Loan Covenant Risks for Business Buyers

Loan covenants can make or break an acquisition: miss a financial or operational condition and you risk penalties, waivers, or even loan acceleration. Manual tracking (spreadsheets, periodic reviews) offers control but is slow and error-prone; tech-enabled platforms automate ratio checks, trigger real-time alerts, and streamline lender reporting. Many buyers win with a hybrid—use software for continuous monitoring and keep human oversight for negotiation, edge cases, and judgment calls.

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Growth
September 1, 2025

Checklist for SBA Loan Closing Documents

Closing an SBA loan comes down to airtight documentation and tight coordination. For 504s, core forms like SBA Form 2286 and 2303 anchor the package, while lenders verify compliance and borrowers supply current financials, insurance, collateral details, and respond fast to requests—plus any conditional items (environmental, construction budgets, franchise docs, etc.). Track submissions, prep for final review/escrow, and store everything securely; tools like Clearly Acquired’s dynamic checklists and encrypted data rooms make the process faster and harder to derail.

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Growth
August 31, 2025

SBA Announces 7(a) & 504 Loan Fee Changes for Manufacturers FY 2026

The SBA has announced significant updates to its 7(a) and 504 loan programs for Fiscal Year 2026, including full fee waivers for manufacturers under NAICS sectors 31-33. Qualifying manufacturers can now secure 7(a) loans up to $950,000 and 504 loans, including refinancing options, with 0% upfront and annual fees. Additionally, the SBA clarified its 90-day rule for multiple 7(a) loans, streamlining how guaranty percentages and fee relief are calculated when combining Working Capital and Export Working Capital loans.

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Acquire Quality. Fund Growth. Close with Confidence.

As an AI-driven Business Acquisition Marketplace and Financing Platform, we are on a mission to simplify and accelerate the MainStreet to MidStreet lending and acquisition ecosystem.

We specialize in technology that supports price discovery, identity verification and financial qualification, and buy-side tools to help searchers source and manage deal flow, make offers, secure lending/financing solutions, and close with confidence.

illustration of team with digital platform

Frequently Asked Questions

Here are some frequently asked questions by users that are looking to buy businesses on Clearly Acquired:

How can I show business owners I'm a legitimate buyer and that I'm interested?

With a Clearly Verified account, you can instill confidence in other users, brokers and sellers that you are, who you say you are, when you "verify" your identify.  This is the key to instilling confidence in the users on the platform,  gaining traction and getting instant access to financials, supporting data and insight to quickly move to making an offer or moving on.   This will save you months of wasted time and expedite the closing of a sale.

How are my finances verified?

Using financial technology the Clearly Acquired Platform safely and securely verifies your finances, to help sellers understand your closing capability and help lenders expedite your financing. Additionally, the buy-side deal room will help you get your documentation in order, to prepare you for the debt and equity financing you will need to close your acquisition.

Can I get in touch with advisors to help support me in this process?

The Clearly Acquired team is here to support you on your business acquisition or business sale journey. That said, the platform is designed to connect you with a community of users, who are identify verified, which include: investors, lenders, advisors, brokers, consultants, and other buyers who are looking for partners.  

What is a Deal Hub?

The Deal Hub is the central repository for all transaction-related activities on our business acquisition platform. It serves as a secure and organized space where buyers and sellers can access critical information and manage the entire acquisition process efficiently. The Deal Hub is divided into two main components: the Data Room and the Deal Rooms.

Data Room: The Data Room is a secure, virtual storage space where sellers can upload and share essential documents related to their business. This includes financial statements, legal contracts, operational reports, and other due diligence materials. Buyers can access these documents to conduct thorough evaluations and make informed decisions. The Data Room ensures that all sensitive information is protected and only accessible to authorized parties.

Deal Rooms: The Deal Rooms are dedicated spaces for each business listing where buyers and sellers can collaborate and negotiate terms. Each Deal Room is equipped with tools for real-time communication, document sharing, and tracking the progress of the deal. This streamlined environment facilitates transparent and efficient interactions, helping to expedite the acquisition process and ensuring that both parties are aligned at every stage.

The Deal Hub's comprehensive and secure infrastructure simplifies the complexities of business acquisitions, providing a seamless experience for all users involved.

What is Plaid?

Plaid is a financial technology company that provides a secure and seamless way to connect and interact with financial institutions. It enables applications to access users' financial data with their consent, facilitating a wide range of services such as identity verification, account authentication, and transaction history retrieval. Plaid's robust API infrastructure ensures high security, reliability, and compliance with regulatory standards.

By integrating Plaid, Clearly Acquired can offer a secure, efficient, and reliable method for identity verification, building trust among users and ensuring the integrity of the acquisition process.

I am new to the idea of business acquisition, where can I get more information on how to get started?

Make sure to check out our Educational Course on Business Acquisition that is offered in our paid plans for buyers: From Purchase to Profit: Mastering the Art of Business Acquisition.

This Membership Course for buyers is designed to empower individuals with the knowledge, skills, and confidence to navigate the business acquisition process successfully. Whether you're a first-time buyer or an experienced entrepreneur, our course equips you with the tools and insights needed to make informed decisions and achieve your acquisition goals. Join us and embark on your journey to buying a business with Clearly Acquired.

Easy as 1, 2, 3

Create Your Account. Get Verified. Start Searching.

1

Create an account

Every day, lenders, investors, brokers, and sellers come to Clearly Acquired looking for qualified operators like you. Creating an account and getting verified helps you stand out and build trust.

2

Build your profile

Build your profile to get matched with capital and opportunities. Showcase your expertise and resume, to connect with the right capital and acquisition partners—making every opportunity count.

3

Search & Connect

Browse Verified listings, source off-market deals, & manage deal flow with powerful tools to underwrite opportunities, and connect with capital to streamline the entire acquisition and funding process

Join the Clearly Acquired Search Community

Create Your Profile & Get Verified for Free