
Bank Loan Terms for Small Businesses
Bank loan terms for small businesses shape both affordability and risk. Repayment periods, interest rates, and collateral requirements determine your monthly obligations and the total cost of borrowing, while eligibility depends on credit, revenue, and financial history. By understanding these terms and matching loan types—like SBA, term, or equipment financing—to your goals, you can secure funding that supports growth without overextending your business.












