
The Financing Stack: How to Layer Equipment Loans, Lines of Credit, and Working Capital for Business Growth
Layering financing tools—like equipment loans, lines of credit, and working capital—gives businesses the flexibility to fund growth while preserving cash flow. Equipment loans cover large asset purchases, lines of credit offer ongoing liquidity, and working capital fills short-term gaps. By using each tool for its ideal purpose, businesses can scale smarter, stay financially agile, and minimize risk.